Services / Trucking Insurance
Coverage for owner-operators and fleets.
A true advisor to professionals in transportation — from a single truck to a thousand-unit operation, with specialty and cross-border programs for the loads and lanes standard markets won't touch.
Lines of coverage
- T-01Auto Liability
- T-02Motor Truck Cargo
- T-03Physical Damage
- T-04General Liability
- T-05Excess & Umbrella
- T-06Non-Trucking Liability & Bobtail
- T-07Occupational Accident (OCC/ACC)
Specialty programs
Niche and hard-to-place operations we write regularly:
- New venture
- High-risk
- Owner-operator
- Box trucks
- Bulk haulers
- Couriers
- Dump operations
- Haz-mat carriers
- Hot-shots
- LTL
- Tow truck operations
- Warehouse operations
Total coverage
Protection that reaches past the collision.
Fire and theft, physical damage repair, gap, towing, driver personal effects, medical payments, non-trucking liability, and pollution buyback — assembled so there isn't a seam where a claim falls through.
Cost-effective
Covered, without being insurance-rich and cash-poor.
We tune limits and deductibles to your real exposure and cash position, and we tell you which factors are moving your premium so you can act on them before renewal.
How the coverage is built
Basic coverage
Liability and collision working together — damage you cause to others, and damage to your own equipment.
Specialized coverage
For non-standard freight and operations: reefer breakdown, hazmat, oversize, high-value cargo.
Premiums
Priced on your safety record, radius, commodity and equipment — not a table rate. We show you the levers.
Deductibles
Structured to keep you covered without being cash-poor. Typical range runs a few hundred to a few thousand.